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28 result(s) for "Hawthorne, Jennie"
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كيف تختار شريك حياتك
في هذا الكتاب رجلا كنت أو امرأة ‏.‏‏.‏‏.‏ سوف يساعدك هذا الكتاب في العثور على شريك حياتك المناسب، وسيوضح لك سبل الحفاظ على علاقة الحب والدفء بينكما إلى الأبد‏. ‏مهما كان عمرك أو القدرات التي تمتلكها أو مظهرك الخارجي، سوف تجد الكثير من الخيارات المتاحة أمامك‏. ‏يساعدنا في التعرف معا على كيفية تحديد مواصفات شريك الحياة المناسب، كذلك الأماكن والوسائل التي يمكنك من خلالها الالتقاء بشريك حياتك، وكيفية التصرف خلال اللقاء الأول لضمان ترك انطباع جيد منذ الوهلة الأولى، كيفية الحفاظ على شريك الحياة ودوام علاقة الود والدفء بينكما. مستعرضا محتويات الكتاب في الموضوعات التالية، مقدمة، الجزء الأول : البحث عن شريك الحياة المناسب، الفصل الأول : دراسة الوضع الحالي لغير المتزوجين، الفصل الثاني : تغير المفاهيم والاعتقادات المرتبطة بالزواج، الفصل الثالث : العزف عن الزواج خوفا من تحمل المسئولية، الفصل الرابع : كيف تصبح شريكا مثاليا ؟، الفصل الخامس : أين تعثر على شريك الحياة ؟، الفصل السادس : الاختيار الصحيح لشريك الحياة، الجزء الثاني : الحفاظ على استمرارية العلاقة بين الطرفين، الفصل الثامن : كيفية توطيد العلاقة بين الطرفين، الجزء الثالث : الخلافات الزوجية وكيفية التغلب عليها، الفصل التاسع : أسباب الخلافات الزوجية، الفصل العاشر : سبل التغلب على الخلافات الزوجية.
The key to surviving mortgage debt Repossession is not just about the loss of your home, says Jennie Hawthorne
AN unpleasant feature of today's buoyant housing market is that more than 96,000 people start the year 2001 with three months' arrears on their mortgage repayments. A further 47,000 are six to 12 months behind and 22,000 more than a year in arrears. In 1999, against a background of rising property prices, some 30,000 people had their homes repossessed. The Citizens' Advice Bureau is the first port of call for many stricken homeowners. One such couple with four children bought, in 1990, a property valued at 40,000 with a mortgage of 32,000. Two years later the property was repossessed and sold at auction for 15,000. In 1999, the couple were contacted by the lender and told they owed 28,000, with accrued interest. Most mortgage difficulties, however, are not easy to solve. They arise as the consequence of divorce, redundancy, unemployment, illness or the death of the main earner, all of which can lead to a reduction in income or a change of credit rating. The Council of Mortgage Lenders produces a useful leaflet for borrowers. It emphasises that taking out a loan at a higher rate of interest to pay regular mortgage payments worsens the problem and advises borrowers not to abandon a property or send the keys to the lender without first obtaining the lender's agreement.
The benefits of pick and click Online share dealing is quick, cheap and efficient and is catching on fast. But is it suitable for you?
THE RISE in popularity of technology stocks over the past year has fuelled a huge increase in online share dealing. In the last three months of 1999, internet execution-only deals (where no advice is given) rose 140% from 155,000 to 371,000. They are expected to account for 20% of all trades by the end of March. Online transactions are quick, cheap and efficient, and unless a hacker breaks in or the investor forgets or loses his or her pin number or password, it is arguably safer than phone/post trading. A nominee bank account records all dividends, interest and other money paid into or out of the account, so that tax calculations are simplified. The interest paid is higher than with most bank deposits. To start trading online, you might pick one of the cheaper brokers, such as Torrie & Co. Download the registration form and send it to the broker with your cheque. You will get a nominee bank account, password and pin number, and after accepting the \"disclaimer\" (protection against money laundering) you can select your shares. State a price limit, press buttons to buy and send to complete the deal. The cost will be taken from the account set up for you by the broker or you will be told later that your limit, that is the price you wanted for selling or buying the share, was not possible.
Letter: It's a gift
Sir: Mrs Brophy and her friends who are 60 to 70-plus prefer cash to Christmas presents from sons, daughters and grandchildren (letter, 20 January), but perhaps younger relations dislike giving money to their elders.