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"Uhl, Xina M. Managing your money and finances"
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Managing bank accounts and investments
\"This approachable guide goes through banking basics like opening an account, compounding interest, making deposits, using debit and credit cards, and how to budget. Readers also learn about planning for retirement, analyzing stocks, and a variety of investment types.\"-- Publisher's description.
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Getting a credit card
\"Readers learn how to make credit work for them instead of falling into long-term debt. This invaluable guide covers secured and unsecured credit, how to calculate interest, understanding statements, choosing the right card, fees, billing cycles, minimum payments, balance transfers, and cash advances. Readers will learn about credit scores and credit reports, whether they are a good credit risk, and how to protect their personal information.\"-- Publisher's description.
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Managing finances and shopping online
\"In this online world, it's easier than ever for young people to manage their money, stay within a budget, and grow their money with smart investments. The explosion of online shopping means that it's also become easier than ever to spend that money foolishly. This lively volume helps teens to navigate the world of finances and shopping online with explanations about banking, credit, mobile payment services, and how to comparison shop and check product reviews.\"-- Publisher marketing.
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Getting your first job
\"This informative volume guides readers through finding work, understanding pay scales and benefits, and learning about hours and schedules. Advice on how to budget and save and what to expect when it comes to taxes round out what to expect from the employment process.\"-- Publisher's description.
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Making a budget
\"This easy-to-follow guide helps readers learn how to craft a budget that accounts for earnings, spending, and short-term and long-term savings goals. Concise directions thoughtfully guide readers through the processes of setting up a weekly expense records, making monthly budgets, using budgeting tools, setting financial goals, evaluating and adjusting budgets, and practicing wise savings and spending habits.\"-- Publisher's description.
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