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result(s) for
"Stores, Retail Fiction."
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Pirateria : the wonderful plunderful pirate emporium
2012
Illustrations and rhyming text invite the reader to explore a store that provides everything a privateer, mutineer, or buccaneer might want in the way of high-quality pirate gear, from clothing to classes in smuggling molasses.
NEW TECH, OLD PROBLEM: THE RISE OF VIRTUAL RENT-TO-OWN AGREEMENTS
2024
This Article explores how fintech has disrupted the traditional rent-to-own (RTO) industry, giving rise to new, virtual RTO agreements (VirTOs). These VirTOs have enabled the RTO industry to expand into the service industry and to markets for products not traditionally associated with rentals, such as vehicle repairs, pet ownership, and medical devices. This Article analyzes this development. RTO agreements purport to rent products to a consumer until the conclusion of a set number of renewable rental payments, at which point ownership transfers. The fundamental characteristic of these agreements-and the reason why they are not regulated as loans-is that the consumer is able to terminate the rental agreement without penalty at any time by returning the merchandise to the rental company. RTO agreements are an extremely high-cost form of financing that were traditionally offered through brick-and-mortar stores, like Aaron's or Rent-A-Center, to low-income, subprime consumers who could not obtain traditional credit. The introduction of fintech, however, has shifted the RTO business model from traditional one-stop-shop, brick-and-mortar stores to partnerships between VirTO companies and retailers. As this Article explains, these new VirTOs have different attributes from traditional RTO agreements. In a VirTO, a third-party VirTO provider purchases the desired product from a brick-and-mortar retailer and then rents the product back to the consumer. The entire transaction between the retailer and VirTO company occurs online and unbeknownst to the consumer. This business model has allowed VirTOs to emerge in a variety of specialized markets and services. Not only are these agreements a high-cost method to ownership, but consumers often do not understand the agreements. Although VirTOs purport to be rentals, it is nearly impossible for a consumer to return a rental financed with a VirTO. Because the items rented with VirTOs are not practical to return, this Article argues that VirTOs are not, in fact, RTO agreements. Instead, VirTOs are a sophisticated form of disguised credit. This Article demonstrates that the VirTO industry is a legal fiction designed to avoid consumer protection statutes governing credit. Accordingly, courts should treat VirTOs as credit subject to state usury and federal consumer protection laws. This Article also proposes a series of policy recommendations to regulate VirTOs and to ban such agreements for services and nonsensical products, like vehicle repairs and pets. The policy solutions proposed in this Article provide a model for potential strategies to protect low-income and subprime consumers from the most extreme abuses as fringe financing industries grapple with the introduction of fintech.
Journal Article
The store
Imagine a future of unparalleled convenience. A powerful retailer, The Store, can deliver anything to your door, anticipating the needs and desires you didn't even know you had. Most people are fine with that, but not Jacob and Megan Brandeis. New York writers whose livelihood is on the brink of extinction, Jacob and Megan are going undercover to dig up The Store's secrets in a book that could change the entire American way of life -- or put an end to Jacob's. After a series of unsettling discoveries, Jacob and Megan's worst fears about The Store seem like just the beginning. With nothing escaping The Store's watchful eye, harboring a secret that could get him killed, Jacob has to find a way to publish his expose -- before the truth dies with him.
Buzz Beaker and the growing goo
by
Meister, Cari
,
McGuire, Bill, 1968- ill
,
Meister, Cari. Stone Arch readers. Level 3
in
Science Experiments Juvenile fiction.
,
Stores, Retail Juvenile fiction.
,
Inventors Juvenile fiction.
2011
Buzz takes a job at the toy store, but his experiments start to go a little too far.
RICHARD WRIGHT
All of these undertakings were more or less intermingled in Wright's mind at that time, and we can find slight or strong traces of these preoccupations in the short story. [...]Daniels's employment as a servant and his relationship with his employer were certainly inspired by the research carried out for Black Hope in employment agencies or at the Domestic Workers' Union. [...]the watchman appears as a reflection of Daniels, who felt guilty not only for having given in to the police brutalities, but for an original crime as well, for the same sin as the congregation singing in the basement church: [...]the distraught man can no longer even understand the meaning behind his own desires and sensations: \"His mind said no; his body said yes; and his mind could not understand his feelings. Once we have accepted this imaginary world, we are not shocked by the strangest of episodes. Because we are continually obliged to question whether the fantastic is taking place, our sense of criticism cannot let up; Wright uses this tension to lead us to question the familiar, something we would refuse to do when reading a dreamlike tale.
Journal Article
Something about Hensley's
Hensley's, a neighborhood general store, always seems to have what Molly, Kate, and their mother need.
Advertising and Personal Selling
2008
An authentic, simple and crisp presentation of the subject matter.; Various concepts have been explained in a lucid, pragmatic and student friendly language.; Covers the detailed syllabus of Delhi University for the students of B. Com. (H) III year.; Each paragraph is distinctly numbered and starts with relevant background of the subject.; Previous years questions have been given in the appendix for reference.
The miracles of the Namiya General Store
\"When three delinquents hole up in an abandoned general store after their most recent robbery, to their great surprise, a letter drops through the mail slot in the store's shutter. This seemingly simple request for advice sets the trio on a journey of discovery as, over the course of a single night, they step into the role of the kindhearted former shopkeeper who devoted his waning years to offering thoughtful counsel to his correspondents. Through the lens of time, they share insight with those seeking guidance, and by morning, none of their lives will ever be the same\"--Provided by publisher.