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result(s) for
"Lakikza, Yacine"
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TAKAFUL INSURANCE PHILOSOPHY BETWEEN DIGITALIZATION AND FINANCIAL RISK MANAGEMENT
by
Abderrezzak, Bouaita
,
Reggad, Saliha
,
Lakikza, Yacine
in
Business Insurance
,
Digitization
,
Financial Risk Management
2025
Objectives: This research examines the role of digitization in takaful insurance within financial risk management. It highlights takaful as a viable alternative to commercial insurance. The study aims to explore its significance in the current global landscape. Additionally, it presents a proposed takaful project for Algeria. Theoretical Framework: The study employs a descriptive approach with analytical methods. It explores key aspects of takaful insurance and financial risk management. The framework includes global perspectives and local applications. Emphasis is placed on digitization to enhance the sector. Results and Discussion: Findings indicate that takaful insurance in Algeria remains underdeveloped. Despite global adoption, its local prevalence is limited. Challenges in awareness, regulation, and infrastructure hinder growth. Digitization presents an opportunity to address these barriers. Research Implications: The study underscores the need for immediate solutions. Policymakers and stakeholders must prioritize digital transformation. Improved accessibility and regulatory support are crucial. The proposed takaful project offers a strategic pathway. Originality/Value: This research provides fresh insights into Algeria’s takaful sector. It highlights digital innovation as a key enabler. The study proposes a unique project to boost adoption. Its findings contribute to financial risk management discourse.
Journal Article
TAKAFUL INSURANCE PHILOSOPHY BETWEEN DIGITALIZATION AND FINANCIAL RISK MANAGEMENT
by
Abderrezzak, Bouaita
,
Reggad, Saliha
,
Lakikza, Yacine
in
Artificial intelligence
,
Corporate governance
,
Digital technology
2025
Objectives: This research examines the role of digitization in takaful insurance within financial risk management. It highlights takaful as a viable alternative to commercial insurance. The study aims to explore its significance in the current global landscape. Additionally, it presents a proposed takaful project for Algeria. Theoretical Framework: The study employs a descriptive approach with analytical methods. It explores key aspects of takaful insurance and financial risk management. The framework includes global perspectives and local applications. Emphasis is placed on digitization to enhance the sector. Results and Discussion: Findings indicate that takaful insurance in Algeria remains underdeveloped. Despite global adoption, its local prevalence is limited. Challenges in awareness, regulation, and infrastructure hinder growth. Digitization presents an opportunity to address these barriers. Research Implications: The study underscores the need for immediate solutions. Policymakers and stakeholders must prioritize digital transformation. Improved accessibility and regulatory support are crucial. The proposed takaful project offers a strategic pathway. Originality/Value: This research provides fresh insights into Algeria's takaful sector. It highlights digital innovation as a key enabler. The study proposes a unique project to boost adoption. Its findings contribute to financial risk management discourse.
Journal Article
The Role of University Functions in Achieving the 2030 Sustainable Development Goals
2025
The purpose of this study is to clarify the university's role and responsibilities in accomplishing the Sustainable Development Goals (SDGs) for 2030. Ferhat Abbas University is the subject of the case study. A descriptive method was used to accomplish this. The primary conclusions were that Ferhat Abbas University is focused on attaining the Sustainable Development Goals (SDGs) through the implementation of the \"Socially Responsible University\" initiative and has achieved various SDGs with certain limitations. Given these findings, we offer a series of suggestions that may improve Ferhat Abbas University's and Algerian universities' overall chances of achieving the SDGs.
Journal Article
Removal enhancement of persistent basic fuchsin dye from wastewater using an eco-friendly, cost-effective Fenton process with sodium percarbonate and waste iron catalyst
by
Lakikza, Imane
,
Aouni, Saoussen Imene
,
Merouani, Slimane
in
Adaptability
,
Aquatic Pollution
,
Atmospheric Protection/Air Quality Control/Air Pollution
2024
In this comprehensive investigation, we evaluate the efficacy of the Fenton process in degrading basic fuchsin (BF), a resistant dye. Our primary focus is on the utilization of readily available, environmentally benign, and cost-effective reagents for the degradation process. Furthermore, we delve into various operational parameters, including the quantity of sodium percarbonate (SPC), pH levels, and the dimensions of waste iron bars, to optimize the treatment efficiency. In the course of our research, we employed an initial SPC concentration of 0.5 mM, a pH level of 3, a waste iron bar measuring 3.5 cm in length and 0.4 cm in diameter, and a processing time of 10 min. Our findings reveal the successful elimination of the BF dye, even when subjected to treatment with diverse salts and surfactants under elevated temperatures and acidic conditions (pH below 3). This underscores the robustness of the Fenton process in purifying wastewater contaminated with dye compounds. The outcomes of our study not only demonstrate the efficiency of the Fenton process but highlight its adaptability to address dye contamination challenges across various industries. Critically, this research pioneers the application of waste iron bars as a source of iron in the Fenton reaction, introducing a novel, sustainable approach that enhances the environmental and economic viability of the process. This innovative use of recycled materials as catalysts represents a significant advancement in sustainable chemical engineering practices.
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Journal Article