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The purpose of this paper is to find out the influence of internal and external factors on the risk of musharaka financing of Islamic Commercial Banks in Indonesia. Financing risks in previous Islamic banking studies focus more on overall financing risks involving internal and external aspects, both separately and jointly. There have been no studies that examine the internal and external aspects of sharia commercial banks on financing risks, especially in the musharakah contract. This study will complement the literature on the aforementioned issue. This study uses a quantitative method with panel data regression analysis. The data used is quarter financial ratio data from all Sharia Commercial Banks in Indonesia for the period 2012-2017. The results of the study show that bank internal factors predominantly influence the risk of musharakah financing. Whereas on external factors, only GDP growth has a significant effect.

PurposeThis paper aimed to investigate the determinants of loans and advances from commercial banks in the case of Ethiopian private commercial banks.Design/methodology/approachThe study randomly selected seven commercial banks to represent the population stratified on their asset, deposit and paid-up capital amounts. The study utilized an unbalanced panel data model as each bank started operation at a different period of time and considered the period 1995–2016 for secondary details.FindingsThe findings showed that the deposit size, credit risk, portfolio investment, average lending rate, real gross domestic product (GDP) and inflation rate had significant and optimistic effects on the lending and advancement of private commercial banks. On the contrary, liquidity ratio had significant and negative effects on private commercial bank loans and advances. Finally, the study forwarded a feasible recommendation for concerned organs to focus on deposit size, credit risk, portfolio investment, average lending rate, real GDP, inflation rate and liquidity ratio. The results of this study will help banking industry policymakers and planners understand how to minimize inflation and unemployment by improving development and sustainable economic growth.Originality/valueThe findings of this study can also affect the general attitudes of a society by increasing knowledge and improve the quality of life for the general public.

The skin is the largest organ of the human body and it protects the body from the external environment. It has become the topic of interest of researchers from various scientific fields. Microorganisms ensure the proper functioning of the skin. Of great importance, are the mutual relations between such microorganisms and their responses to environmental impacts, as dysbiosis may contribute to serious skin diseases. Molecular methods, used for microorganism identification, allow us to gain a better understanding of the skin microbiome. The presented article contains the latest reports on the skin microbiota in health and disease. The review discusses the relationship between a properly functioning microbiome and the body’s immune system, as well as the impact of internal and external factors on the human skin microbiome.

2018 marks the 100-year anniversary of the 1918 influenza pandemic, which killed ~50 million people worldwide. The severity of this pandemic resulted from a complex interplay between viral, host, and societal factors. Here, we review the viral, genetic and immune factors that contributed to the severity of the 1918 pandemic and discuss the implications for modern pandemic preparedness. We address unresolved questions of why the 1918 influenza H1N1 virus was more virulent than other influenza pandemics and why some people survived the 1918 pandemic and others succumbed to the infection. While current studies suggest that viral factors such as haemagglutinin and polymerase gene segments most likely contributed to a potent, dysregulated pro-inflammatory cytokine storm in victims of the pandemic, a shift in case-fatality for the 1918 pandemic toward young adults was most likely associated with the host's immune status. Lack of pre-existing virus-specific and/or cross-reactive antibodies and cellular immunity in children and young adults likely contributed to the high attack rate and rapid spread of the 1918 H1N1 virus. In contrast, lower mortality rate in in the older (>30 years) adult population points toward the beneficial effects of pre-existing cross-reactive immunity. In addition to the role of humoral and cellular immunity, there is a growing body of evidence to suggest that individual genetic differences, especially involving single-nucleotide polymorphisms (SNPs), contribute to differences in the severity of influenza virus infections. Co-infections with bacterial pathogens, and possibly measles and malaria, co-morbidities, malnutrition or obesity are also known to affect the severity of influenza disease, and likely influenced 1918 H1N1 disease severity and outcomes. Additionally, we also discuss the new challenges, such as changing population demographics, antibiotic resistance and climate change, which we will face in the context of any future influenza virus pandemic. In the last decade there has been a dramatic increase in the number of severe influenza virus strains entering the human population from animal reservoirs (including highly pathogenic H7N9 and H5N1 viruses). An understanding of past influenza virus pandemics and the lessons that we have learnt from them has therefore never been more pertinent.

Purpose The purpose of this paper is to synthesize and evaluate recent studies on determinants of export performance. Design/methodology/approach Using a vote-counting technique this paper reviews 124 papers published between 2006 and 2014 to assess the determinants of export performance. Findings The results indicate that significant progress has been made during these nine years and that: numerous new determinants are identified, data quality and statistical biases have received considerable attention, and interaction and indirect relationships are considered. However, at the same time, the research of export performance is still limited by a lack of synthetic theoretical basis, inconsistent empirical test results, and insufficiency in the research framework and statistical methodologies. Originality/value Export performance has received increasing attention over recent decades, but the area is still characterized by fragmentation and diversity hindering theoretical and practical development. This paper integrates the findings of recent studies on export performance and provides further discussion from both theoretical and methodological aspects, and points out the directions for future research.

Asthma is a heterogeneous and polygenic disease, with numerous genes involved in immune regulation and respiratory epithelial function. However, currently identified genetic variants explain only part of asthma heritability. Environmental factors including smoking, stress, obesity, diet, occupational exposure, respiratory viral infections, early-life allergen exposure, low physical activity and air pollution (PM2.5) play an important role in disease development. The literature results also suggest that exposure to PM2.5 may increase the risk of asthma, particularly in genetically susceptible individuals. The aim of this narrative review was to provide an overview of environmental and genetic factors associated with asthma and to analyze the role of genetic risk variants and fine particulate matter (PM2.5) in the development of the disease. This review summarizes the current evidence on genetic and environmental factors involved in both the development of bronchial asthma and the determination of its severity, with an emphasis on their interaction

Abstract Background Pilot errors and preconditions are major concerns that affected by multiple factors physiologically, psychologically and psychosocially. This study aimed to analyse the correlation between the internal and external risk factors, and pilot preconditions in Indonesia. Methods A cross-sectional study design with purposive sampling, directed to male pilots who had flight duty in the past seven days, underwent medical examination at the Aviation Medical Center, Jakarta, August 12–16, 2024. The data were collected through a self-report questionnaire, Trail Making Test A and B, laboratory tests (plasma lipid, fasting blood glucose), and physical measurements (height, weight, waist circumference, and blood pressure). The independent variables divided into internal factors (Age, Burnout, Metabolic Syndrome parameters); and external factors (Flight Time, Duty Time, Unscheduled Flight Duty, Number of Sectors, Sleep Duration). The dependent variables were pilot preconditions based on the Human Factor Analysis and Classification System (HFACS). Results A total of 122 participants participated and 28.7% had an Unscheduled Flight Duty in the last 30 days. Significant correlations were found between Adverse Mental State and HDL-Cholesterol (95%CI=1.52–5.80), Adverse Physiological State and Burnout [Personal (95%CI=0.005–0,04), Work-Related (95%CI=0.009–0.042)], Physical Mental Limitation and Fasting Blood Glucose (95%CI=(-0.479)–(-0.071)), Number of Sectors (95%CI=0.022–3.001). For Personal Readiness (PR), significant correlation was found between PR-Psychological Demand and Flight-Time One Year (95%CI=(0.000–0.001), Sleep Duration (95%CI=(-0.137)–(-0.013)), Waist Circumference (95%CI=(-0.014)–(-0.002)), PR-Social Support and Sleep Duration (95%IK=0.018–0.207), Client-Related Burnout (95%IK=(-0.011)–(-0.002)). Conclusions The internal factors that correlated with pilot preconditions in Indonesia were Waist Circumference, HDL-Cholesterol, Fasting Blood Glucose, Personal Burnout, Work, and Client-related burnout. External factors that correlated with pilot preconditions were the Number of Sectors, Flight-Time One Year and Sleep duration. These findings emphasize the need to address physical and mental health aspects of pilots to enhance aviation safety.

Ghana and other developing countries in Africa are currently facing severe environmental problems with their associated health implications. In the environment and development literature, environmental knowledge is generally believed to influence people’s behaviour. To help in dealing with environmental management problems commonly found in developing countries, this study models environmental knowledge as a predictor of variation in the pro-environmental behaviour of households in Ghana. Using a household survey approach, and a multinomial logit regression analysis, we found that environmental knowledge is positive and statistically highly significant in explaining pro-environmental behaviour. Also, this study acknowledges that changes in pro-environmental behaviour are accounted for by environmental knowledge (internal factors) as well as socio-economic (external) factors. Based on the findings, the study attempts to draw lessons for policy decision-making in Ghana and other developing countries with similar characteristics.