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"FINANCIAL COMMITMENT"
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The antecedents of players’ financial commitment to make microtransactions in free-to-play games
Using a stimulus–organism–response lens that integrates perceived ease of use, attitude, satisfaction, and motivation, this study models the antecedents of players’ financial commitment to microtransactions in free-to-play games (F2P). Survey data from F2P players (
n
= 161) in Poland were analyzed with PLS-SEM. Motivation is the strongest predictor of spending, followed by perceived ease of use; attitude and satisfaction influence spending indirectly via motivation. The model explains 49% of the variance in motivation and 48% in financial commitment. Findings indicate that streamlining purchase flows and fostering fair, satisfying play can increase revenue ethically, offering guidance for monetization and live-ops teams while providing a unified theoretical account of microtransaction spending. Theoretically, TAM/TPB/ECT/SDT were unified within an S–O–R model of financial commitment, and managerially, the findings prioritize frictionless purchase flows and fair, motivation-enhancing monetization as practical levers for ethical revenue growth.
Journal Article
Moving Beyond Words: Leveraging Financial Resources to Improve Diversity, Equity, and Inclusion in Academic Medical Centers
Diversity, equity, and inclusion (DEI) efforts at academic medical centers (AMCs) began prior to 2020, but have been accelerated after the death of George Floyd, leading many AMCs to recommit their support for DEI. Institutions crafted statements to decry racism, but we assert that institutions must make a transparent, continuous, and robust financial investment to truly show their commitment to DEI. This financial investment should focus on (1) advocacy efforts for programs that will contribute to DEI in health, (2) pipeline programs to support and guide minoritized students to enter health professions, and (3) the recruitment and retention of minoritized faculty. While financial investments will not eliminate all DEI concerns within AMCs, investing significant financial resources consistently and intentionally will better position AMCs to truly advance diversity, equity, and inclusion within healthcare, the community, and beyond.
Journal Article
The Asymmetric Role of Financial Commitments to Renewable Energy Projects, Public R&D Expenditure, and Energy Patents in Sustainable Development Pathways
To address the climate change impact, governments around the world have made financial commitments to dedicate a significant portion of their budgets to “research and development (R&D)” related to cutting-edge technology development. However, there is limited research in the literature that has examined the effects of financial commitment to renewable energy projects and public R&D on the environment and economic growth. Thus, this study is an endeavor to investigate the impact of financial commitments to renewable energy enterprises, public research and development expenditure, and energy technology innovation on CO2 emissions (CO2e) and economic growth for 34 countries over the period 2010–2019. This study performs a nonlinear panel analysis using the “panel non-linear autoregressive distributed lag (PNARDL)” model within the frameworks of the “Environmental Kuznets Curve (EKC) hypothesis and Solow growth model”. The findings reveal that financial commitments do not possess sufficient power to explain fluctuations in CO2e and economic growth in the short term. However, contrasting results are obtained in the long run, when the decreasing effect is more prominent than the growing effect. Moreover, an increase in public R&D expenditure significantly reduces pollution in the long term. This research also found that energy patents have no reliable power to explain the variation in economic growth. In addition, our results do not explicitly disclose the validity of the EKC argument. Accordingly, this study discussed in detail the green policy suggestions that promote the use of renewable energy and enhance the public–private partnership in the fight against climate change.
Journal Article
Education and the Non-financial Employment Commitment in Times of Economic Recession Among the Youth
In this paper, we study the non-financial employment commitment using the socalled “lottery question”, which asks if you would continue working if you won the lottery. This is the first study that reports results using data from a Southern-European country and this is done both before and 3 years into the recession following the financial crisis of 2008. We find that the willingness to continue working in Spain is shockingly lower than in previous research done in other countries. Additionally, we find two important moderators of the non-financial employment commitment at the individual level. The willingness to work increases by education level and it is negatively correlated with the time spent searching for jobs. We find some regional effects, but in general, we do not find that the non-financial employment commitment is higher during the financial recession.
Journal Article
Increasing news content and diversity improves revenue
A time-series analysis of 10 years of a newspaper’s content and financial data confirms the positive content and revenue relationship in cross-sectional data also exists in longitudinal data. Publishing more news content, particularly in shorter article length and more diverse topic areas, boosts the newspaper’s circulation and ad revenue over time.
Journal Article
Healthy development : the World Bank strategy for health, nutrition, & population results
'Healthy Development: The World Bank Strategy for Health, Nutrition, and Population Results' updates the Bank's contribution to improving health outcomes, including the 2015 Millennium Development Goals, at a time when new and existing multilateral organizations, bilateral partners, and foundations are increasing their commitment to global health.
eBook
Digital Financial Services Go a Long Way
Debit cards reduce the travel distance to access bank accounts and can increase financial inclusion. We show that in Mexico, cash transfer beneficiaries who already received their transfers in bank accounts and subsequently received debit cards reduce their median distance to access the account from 4.8 to 1.3 kilometers and report being less likely to forgo important activities (childcare, work) to withdraw their transfer. Using account level data, we find a strong negative correlation between the reduction in travel distance and financial activity: beneficiaries facing the largest reductions in distance increase both their number of withdrawals and their savings balances.
Journal Article
Examining the Critical Factors Affecting Learning Finance Online
The utilization of online financial information and learning finance online are gradually becoming the daily life of most investors and students alike. The purpose of this study is to tap into the critical factors affecting learning finance online from the perspectives of graduate students majoring in finance. Three instruments were implemented in this study to assess the graduate students' learning motivation for online financial information (LMOF), Internet self-efficacy (ISS), and commitments to online financial information (FICS). Our results suggest that the male participants scored higher on all the domains of information searching, and gender differences in motivational issues have been noted as well. Interestingly, we also found that the participants tend not to believe in the accuracy of online financial information from well-known websites, official information or expert information. As confirmed in other studies, our findings indicate that finance students applied an assortment of standards to seek information via the Internet.
Journal Article