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"FINANCIAL PROBLEMS"
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Discrimination against private-school students under a special quota for the underprivileged: a case in India
The Indian government enacted the Right to Education Act (RTE) to provide free and compulsory elementary education to all economically underprivileged children between ages 6 and 14. All schools, including private schools, are required to reserve 25% of their enrollment slots for such students, with the government shouldering their fees. While student enrollment has increased, some challenges have emerged in the schooling of RTE students. We surveyed the parents of 400 RTE students and interviewed five private-school principals. Findings showed that private schools practice discrimination against RTE students, who are susceptible to various risks. Private schools argue that for the past several years, the government has not paid the fees for these students. Based on the social equity theory of education, we suggest that the fees of underprivileged students be charged to the majority of upper- and middle-class students.
Journal Article
Do You Need the Machine? Tipping in Canada Is Unconscious (Part II)
While recovering from a major personal tipping point (see Part I), I was still able to keep on the lookout for Canadian mathematics education matters. After all, if Canadian mathematics education matters, Canadian mathematics education matters. In doing so, I ran into a number of other financial problems. Everywhere I turned was a financial problem: from tipping in the sharing (or platform) economy; to spending your way to savings with credit cards; the proliferation of sportsbooks and online casinos; trying to reconcile the Canadian cost of living with the seemingly high accepted standard level of consumption; and the outrageous fee to take $20 out of my very own bank account. Each taken on their own, I clearly have some financial problems. Taken together, I contend that ‘Egan’s Financial Problems’, albeit unconventional, could, one day, be the impetus for financial education and literacy leaving math class and becoming a class of its own in Canadian schools. Until then, I guess we go with the School of Hard Knocks for our financial education.
Journal Article
Gambling and Financial Stress
In recent years, gambling harm has been considered a significant public health concern due to its increasing socioeconomic costs. Although the adverse effects of gambling have attracted research interest, evidence of its effect on financial stress remains largely anecdotal. This study empirically examines the link between individual problem gambling severity and financial stress using panel data from the household, income and labour dynamics in Australia survey. After addressing endogeneity, we find that problem gambling severity is positively associated with self-reported financial stress. Thus, problem gambling severity tends to increase financial stress. This finding is robust to alternative measures of financial stress and gambling behaviour—whether gambling is measured using the problem gambling severity index, gambling risk statuses, number of gambling activities, or gambling expenditure. The positive effect of gambling on financial stress is largely driven by gambling activities involving scratch cards and poker machines. Although males exhibit higher levels of problem gambling severity, females are more financially stressed than males. Our findings also suggest that gambling widens the gender gap in financial stress. Further analysis reveals that financial resilience mediates the gambling-financial stress relationship. This implies that promoting policies that enhance financial resilience can help to insulate individuals against the effects of gambling on financial stress.
Journal Article
Living Conditions and the Mental Health and Well-being of Refugees : Evidence from a Large-Scale German Survey
Refugees are at an increased risk of mental health problems and low subjective well-being. Living circumstances in the host country are thought to play a vital role in shaping these health outcomes, which, in turn, are prerequisites for successful integration. Using data from a representative survey of 4325 adult refugees who arrived in Germany between 2013 and 2016, we investigated how different living conditions, especially those subject to integration policies, are associated with psychological distress and life satisfaction using linear regression models. Our findings show that an uncertain legal status, separation from family, and living in refugee housing facilities are related to higher levels of distress and decreased life satisfaction. Being employed, contact to members of the host society, and better host country language skills, by contrast, are related to reduced distress and higher levels of life satisfaction. These associations should inform decision making in a highly contested policy area.
Journal Article
The Role of Financial Fragility and Financial Control for Well-Being
Financial fragility is recognized as a substantial issue for individual well-being. Various estimates show that between 46 and 59% of American adults are financially fragile and thus vulnerable in terms of their well-being. We argue that the role of financial control in shaping well-being outcomes—despite being less recognized in the literature than the role of financial fragility—is equally or even more important. Our study is a longitudinal cohort study that made use of observational data. Two waves of the Well-Being Survey data from 1448 U.S. adults were used in the analysis. Impacts of financial fragility and financial control on 17 well-being outcomes were examined, including emotional well-being (nine outcomes), physical well-being (four outcomes), social well-being (two outcomes), in addition to an unhealthy days summary measure and the flourishing index. Financial fragility was shown to be on average less influential for the well-being outcomes than financial control. Our results suggest that financial control plays a protective role for complete well-being. Less evidence in support of a harmful role of financial fragility for well-being is provided. Tests for moderation effects revealed no interaction between financial control and financial fragility within our sample, indicating that financial control did not modify the relationship between financial fragility and well-being.
Journal Article
Socioeconomic Status, Family Processes,and Individual Development
Research during the past decade shows that social class or socioeconomic status (SES) is related to satisfaction and stability in romantic unions, the quality of parent-child relationships, and a range of developmental outcomes for adults and children. This review focuses on evidence regarding potential mechanisms proposed to account for these associations. Research findings reported during the past decade demonstrate support for an interactionist model of the relationship between SES and family life, which incorporates assumptions from both the social causation and social selection perspectives. This review concludes with recommendations for future research on SES, family processes, and individual development in terms of important theoretical and methodological issues yet to be addressed.
Journal Article
The Supportive Care Needs of Cancer Patients: a Systematic Review
Cancer, and the complex nature of treatment, has a profound impact on lives of patients and their families. Subsequently, cancer patients have a wide range of needs. This study aims to identify and synthesise cancer patients’ views about areas where they need support throughout their care. A systematic search of the literature from PsycInfo, Embase and Medline databases was conducted, and a narrative. Synthesis of results was carried out using the Corbin & Strauss “3 lines of work” framework. For each line of work, a group of key common needs were identified. For illness-work, the key needs idenitified were; understanding their illness and treatment options, knowing what to expect, communication with healthcare professionals, and staying well. In regards to everyday work, patients wanted to maintain a sense of normalcy and look after their loved ones. For biographical work, patients commonly struggled with the emotion impact of illness and a lack of control over their lives. Spiritual, sexual and financial problems were less universal. For some types of support, demographic factors influenced the level of need reported. While all patients are unique, there are a clear set of issues that are common to a majority of cancer journeys. To improve care, these needs should be prioritised by healthcare practitioners.
Journal Article
Long‐Term Physical Health Consequences of Financial and Marital Stress in Middle‐Aged Couples
Objective To examine psychological health as a mechanism linking economic pressure and marital instability in the early middle years to poor physical health in later life. Background Although previous research suggests that sustained stressful marital experience may lead to mental and physical health problems, little is known about how contextual factors, such as economic pressure, impact marital outcomes, and how changes in marital attributes influence health outcomes in a longitudinal and dyadic context. Method Utilizing an actor‐partner interdependence model within a latent growth curve approach and prospective data from couples in enduring marriages, we examined the associations between family economic pressure, marital instability, and mental health over their early middle years (1989–1994) and subsequent physical health in later adulthood (2015). Analyses assessed a couple‐level pathway and an individual pathway involving within‐spouse and between‐spouse effects. Results During the middle years, family financial difficulties were linked to reduced marital stability, which was associated with increased mental health challenges. The findings also reinforced the salient role of psychological distress for subsequent physical health outcomes as husbands' and wives' anxiety symptoms over their early middle years contributed to declines in their physical health outcomes in later adulthood. A partner effect was noted between husbands' anxiety and wives' physical health. Conclusion For couples, experiences of financial and marital stress in their early middle years can have long‐lasting detrimental impacts on their physical health in later adulthood.
Journal Article