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MEXICO.- El espanol Banco Bilbao Vizcaya Argentaria, BBVA, y su filial en Mexico, Grupo Financiero BBVA Bancomer, GFBB, entregaron la semana pasada a las autoridades financieras de ambas naciones la documentacion que prueba la legalidad de los recursos que se utilizaron para la compra de Grupo Financiero Probursa entre 1995 y 1997.

Shelly L. Light was named assistant vice president at Sovereign Bank. In her new position, Light manages the Temple office. Light of Tilden Township was a community-banking manager. She is a graduate of Exeter High School. Donna Partridge was named vice president at Sovereign Bank, Wyomissing. In her new position, Partridge will manage the office at 2220 State Hill Road in Wyomissing. Partridge of Wyomissing was assistant vice president. She is a graduate of Miami Coral Park Senior High School, Miami, Fla. David A. Lipscomb was named vice president at Sovereign Bank, 450 Penn St. In his new position, Lipscomb will oversee the implementation of the diversity strategic-action plan. Lipscomb of Exeter Township was an assistant vice president. He is seeking a bachelor's degree in organizational behavior/applied psychology from Albright College. Tammy L. Guiles was named assistant vice president at Sovereign Bank, Wyomissing. In her new position, Guiles will be a supervisor in the human- resources department. Guiles of Shillington worked in employee relations and human resources. [Darlene Mercieca] received a bachelor's degree in political science from St. Joseph's College, Patchogue, N.Y.; a master's of public administration degree in healthcare administration from Pace University, White Plains, N.Y., a master's of business administration degree in finance from St. John's University, Jamaica, N.Y.; and a law degree from Pace University School of Law.

Este ultimo monto equivale a 5.9 veces el ahorro obtenido por concepto de ISR. El efecto neto de los cambios en ISR e IVA es negativo, pues una secretaria con un ingreso medio tendria que desembolsar por impuestos 475 pesos adicionales cada mes. Ingreso mensualPago actual del ISRPago actual de IVAImpuesto total actualPago ISR con ReformaPago total de IVA con ReformaImpuesto total con Reforma Ejecutivo medio49,65511,4394,29215,73110,55567,11117,668 Profesionista10,1608766901,5667091,4132,122 Secretaria8,0364845451,0303871,1181,505 Mecanico de taller6,1321953725671978331,029 Enfermera especializada5,973151362513181811992 Mecanico-electricista5,2508930939825717742 Tornero4,6745269275ng633633 Electricista4,470ng258258ng605605 Enfermera general4,224ng225225ng572572 Albanil4,056ng216ng549549 Plomero3,948ng210210ng534534 Chofer-camion2,805ng148148ng382382 Cocinero2,655ng135135ng364364 Costurera**1,815ng9595ng251251 Mesero*1,140ng5959ng161161 En promedio un trabajador del sector informal gana 6,997 pesos mensuales. Si se formalizara pagaria 330 pesos por ISR con la actual ley y 283 con la nueva propuesta. Como consumidores su gasto actual por IVA es 530 pesos y tendran un gasto adicional de aproximadamente 525 pesos.