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32,593 result(s) for "INSURED LOSSES"
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Brief communication: Critical infrastructure impacts of the 2021 mid-July western European flood event
Germany, Belgium and the Netherlands were hit by extreme precipitation and flooding in July 2021. This brief communication provides an overview of the impacts to large-scale critical infrastructure systems and how recovery has progressed. The results show that Germany and Belgium were particularly affected, with many infrastructure assets severely damaged or completely destroyed. Impacts range from completely destroyed bridges and sewage systems, to severely damaged schools and hospitals. We find that (large-scale) risk assessments, often focused on larger (river) flood events, do not find these local, but severe, impacts due to critical infrastructure failures. This may be the result of limited availability of validation material. As such, this brief communication not only will help to better understand how critical infrastructure can be affected by flooding, but also can be used as validation material for future flood risk assessments.
Pro-Environmental Behavior Research: Theoretical Progress and Future Directions
Realistic environmental problems drive the growth of pro-environment behavior research, among which the most important progress is about the theoretical innovation and development of pro-environmental behavior. Thus, the main purpose of this paper was to review the literature and help researchers to understand the theoretical progress of pro-environmental behavior. This study systematically analyzed 1806 papers published in SCI-EXPANDED and SSCI databases. It presented the research overview of pro-environmental behavior in terms of status of literature publication, research hotspots and topics. On this basis, this paper further focused on key theoretical papers and summarized three paths of theoretical progress for pro-environmental behavior: theoretical development, theoretical exploration and theoretical integration. Along the theoretical development path, studies mainly apply theories of psychology, sociology and economics to analyze and explain the formation and consequences of pro-environmental behavior. In terms of theoretical exploration, existing studies propose and develop value-belief-norm theory, behavioral theories related to contexts and pro-environmental behavior decision models. Theoretical integration is the direction of future research, such as the combination of rationality and sensibility, and the combination of external and internal causes. Therefore, this paper summarized the theoretical progress of pro-environmental behavior and proposed future research directions, which contribute to its theoretical development.
Exploring inter-organizational paradoxes
In this article, we outline a methodological framework for studying the inter-organizational aspects of paradoxes and specify this in relation to grand challenges. Grand challenges are large-scale, complex, enduring problems that affect large populations, have a strong social component and appear intractable. Our methodological insights draw from our study of the insurance protection gap, a grand challenge that arises when economic losses from large-scale disaster significantly exceed the insured loss, leading to economic and social hardship for the affected communities. We provide insights into collecting data to uncover the paradoxical elements inherent in grand challenges and then propose three analytical techniques for studying inter-organizational paradoxes: zooming in and out, tracking problematization and tracking boundaries and boundary organizations. These techniques can be used to identify and follow how contradictions and interdependences emerge and dynamically persist within inter-organizational interactions and how these shape and are shaped by the unfolding dynamics of the grand challenge. Our techniques and associated research design help advance paradox theorizing by moving it to the inter-organizational and systemic level. This article also illustrates paradox as a powerful lens through which to further our understanding of grand challenges.
Flood Modeling and Prediction Using Earth Observation Data
The ability to map floods from satellites has been known for over 40 years. Early images of floods were rather difficult to obtain, and flood mapping from satellites was thus rather opportunistic and limited to only a few case studies. However, over the last decade, with a proliferation of open-access EO data, there has been much progress in the development of Earth Observation products and services tailored to various end-user needs, as well as its integration with flood modeling and prediction efforts. This article provides an overview of the use of satellite remote sensing of floods and outlines recent advances in its application for flood mapping, monitoring and its integration with flood models. Strengths and limitations are discussed throughput, and the article concludes by looking at new developments.
GENERALIZING THE LOG-MOYAL DISTRIBUTION AND REGRESSION MODELS FOR HEAVY-TAILED LOSS DATA
Catastrophic loss data are known to be heavy-tailed. Practitioners then need models that are able to capture both tail and modal parts of claim data. To this purpose, a new parametric family of loss distributions is proposed as a gamma mixture of the generalized log-Moyal distribution from Bhati and Ravi (2018), termed the generalized log-Moyal gamma (GLMGA) distribution. While the GLMGA distribution is a special case of the GB2 distribution, we show that this simpler model is effective in regression modeling of large and modal loss data. Regression modeling and applications to risk measurement are illustrated using a detailed analysis of a Chinese earthquake loss data set, comparing with the results of competing models from the literature. To this end, we discuss the probabilistic characteristics of the GLMGA and statistical estimation of the parameters through maximum likelihood. Further illustrations of the applicability of the new class of distributions are provided with the fire claim data set reported in Cummins et al. (1990) and a Norwegian fire losses data set discussed recently in Bhati and Ravi (2018).
Why We Can No Longer Ignore Consecutive Disasters
In recent decades, a striking number of countries have suffered from consecutive disasters: events whose impacts overlap both spatially and temporally, while recovery is still under way. The risk of consecutive disasters will increase due to growing exposure, the interconnectedness of human society, and the increased frequency and intensity of nontectonic hazard. This paper provides an overview of the different types of consecutive disasters, their causes, and impacts. The impacts can be distinctly different from disasters occurring in isolation (both spatially and temporally) from other disasters, noting that full isolation never occurs. We use existing empirical disaster databases to show the global probabilistic occurrence for selected hazard types. Current state‐of‐the art risk assessment models and their outputs do not allow for a thorough representation and analysis of consecutive disasters. This is mainly due to the many challenges that are introduced by addressing and combining hazards of different nature, and accounting for their interactions and dynamics. Disaster risk management needs to be more holistic and codesigned between researchers, policy makers, first responders, and companies. Key Points The number of countries suffering from consecutive disasters is increasing, and their impacts can be distinctly different from single disasters An overview is provided of the state‐of‐the‐art in the understanding of consecutive disasters as discussed in the literature As current scientific models and policy settings do not allow to properly assess the risk of consecutive disasters and their impacts, we identify a roadmap for the future
Has There Been a Recent Shallowing of Tropical Cyclones?
Many aspects of tropical cyclone (TC) properties at the surface have been changing but any systematic vertical changes are unknown. Here, we document a recent trend of high thick clouds of TCs. The global inner‐core high thick cloud fraction measured by satellite has decreased from 2002 to 2021 by about 10% per decade. The TC inner‐core surface rain rate is also found to have decreased during the same period by a similar percentage. This suppression of high thick clouds and rain has been largest during the intensification phase of the strongest TCs. Hence, these two independent and consistent observations suggest that the TC inner‐core convection has weakened and that TCs have become shallower recently at least. For this period, the lifetime maximum intensity of major TCs has not changed and this suggests an increased efficiency of the spin‐up of TCs. Plain Language Summary As the atmosphere is becoming warmer under the climate change, many aspects of tropical cyclone (TC) have been changing or are expected to change, for example, TC intensity and TC height. The height of stronger TCs is expected to become taller. We present the first satellite observations of TC clouds near the TC top and demonstrate that the thick clouds of the inner part of TC, which is the part with the most intense winds and rain, has actually decreased during the period between 2002 and 2021. The decrease of high thick clouds within the inner part of TC is also consistent with the observed decreased rain there. However, the lifetime maximum intensity has not changed for this period. This all suggests that the strongest convection of a TC has weakened, and become shallower. TC may also have been spinning up more efficiently converting less energy to similar maximum intensities. Key Points Cloud fraction (CF) of tropical cyclone (TC) high deep clouds has recently declined in the inner core while the outer‐region change is much smaller The decline was most significant during the intensification period The percentage change of TC inner‐core CF of high thick cloud was similar to that of TC inner‐core rain rate
Distinguishing between Hodographs of Severe Hail and Tornadoes
Hodographs are valuable sources of pattern recognition in severe convective storm forecasting. Certain shapes are known to discriminate between single cell, multicell, and supercell storm organization. Various derived quantities such as storm-relative helicity (SRH) have been found to predict tornado potential and intensity. Over the years, collective research has established a conceptual model for tornadic hodographs (large and “looping,” with high SRH). However, considerably less attention has been given to constructing a similar conceptual model for hodographs of severe hail. This study explores how hodograph shape may differentiate between the environments of severe hail and tornadoes. While supercells are routinely assumed to carry the potential to produce all hazards, this is not always the case, and we explore why. The Storm Prediction Center (SPC) storm mode dataset is used to assess the environments of 8958 tornadoes and 7256 severe hail reports, produced by right- and left-moving supercells. Composite hodographs and indices to quantify wind shear are assessed for each hazard, and clear differences are found between the kinematic environments of hail-producing and tornadic supercells. The sensitivity of the hodograph to common thermodynamic variables was also examined, with buoyancy and moisture found to influence the shape associated with the hazards. The results suggest that differentiating between tornadic and hail-producing storms may be possible using properties of the hodograph alone. While anticipating hail size does not appear possible using only the hodograph, anticipating tornado intensity appears readily so. When coupled with buoyancy profiles, the hodograph may assist in differentiating between both hail size and tornado intensity.
Sentinel-1 InSAR Coherence to Detect Floodwater in Urban Areas: Houston and Hurricane Harvey as A Test Case
This paper presents an automatic algorithm for mapping floods. Its main characteristic is that it can detect not only inundated bare soils, but also floodwater in urban areas. The synthetic aperture radar (SAR) observations of the flood that hit the city of Houston (Texas) following the landfall of Hurricane Harvey in 2017 are used to apply and validate the algorithm. The latter consists of a two-step approach that first uses the SAR data to identify buildings and then takes advantage of the Interferometric SAR coherence feature to detect the presence of floodwater in urbanized areas. The preliminary detection of buildings is a pre-requisite for focusing the analysis on the most risk-prone areas. Data provided by the Sentinel-1 mission acquired in both Strip Map and Interferometric Wide Swath modes were used, with a geometric resolution of 5 m and 20 m, respectively. Furthermore, the coherence-based algorithm takes full advantage of the Sentinel-1 mission’s six-day repeat cycle, thereby providing an unprecedented possibility to develop an automatic, high-frequency algorithm for detecting floodwater in urban areas. The results for the Houston case study have been qualitatively evaluated through very-high-resolution optical images acquired almost simultaneously with SAR, crowdsourcing points derived by photointerpretation from Digital Globe and Federal Emergency Management Agency’s (FEMA) inundation model over the area. For the first time the comparison with independent data shows that the proposed approach can map flooded urban areas with high accuracy using SAR data from the Sentinel-1 satellite mission.
Near‐Future Damages by US Weather and Climate Disasters
This study analyzes economic damages in NOAA's database of US billion‐dollar weather and climate disasters from 1980 to 2024, to predict near‐future damages and to contextualize historical damages. Damages are well‐described by a statistical model with two categories—severe storms and other disasters—with nonstationary Poisson frequencies and Generalized Pareto magnitudes. The increased frequency of billion‐dollar severe storms is most plausibly due to climate change, while increased magnitudes of severe storms' and other disasters' damages are most plausibly due to increased exposure and vulnerability respectively. Damages from disasters over the rest of this decade are estimated; there is a 54% chance that damages exceed $1tn over 2026–2030. In economic damage terms, Hurricane Katrina was not an outlier but rather an expected outcome, statistically speaking (i.e., the 32nd percentile of the expected maximum damage distribution). These results underscore the value of continuing to catalog climate disasters and bolstering resilience and preparedness.