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One of the worst recessions for the past 100 years, businesses failing, a revolution in technology, increasing financial constraints, compliance stifling the ability to be nimble, changing consumer behaviour, and a market driving products towards commoditization - this is the perfect storm facing the banking industry. Disruption provides a critical understanding of the impact of the current economic crisis and the current industrial revolution on financial services, the new trends in the sector, and the opportunities for banks to leverage their unique assets and pre-empt challengers from gaining meaningful market share. The book also provides top-level advice about transforming financial services organizations by finding the right balance between short-term requirements and the imperative of long-term change. This balancing act is what the authors call the \"ambidextrous approach\", which requires focus on two strategic initiatives: performance and innovation.

Clive Anderson is falsely accused of questioning the status quo and must escape from a twenty-third century \"retraining school.\"

\"Mesmerizing & fascinating...\" — The Seattle Post-Intelligencer \"The Freakonomics of big data.\" —Stein Kretsinger, founding executive of Advertising.com Award-winning | Used by over 30 universities | Translated into 9 languages An introduction for everyone. In this rich, fascinating — surprisingly accessible — introduction, leading expert Eric Siegel reveals how predictive analytics (aka machine learning) works, and how it affects everyone every day. Rather than a \"how to\" for hands-on techies, the book serves lay readers and experts alike by covering new case studies and the latest state-of-the-art techniques. Prediction is booming. It reinvents industries and runs the world. Companies, governments, law enforcement, hospitals, and universities are seizing upon the power. These institutions predict whether you're going to click, buy, lie, or die. Why? For good reason: predicting human behavior combats risk, boosts sales, fortifies healthcare, streamlines manufacturing, conquers spam, optimizes social networks, toughens crime fighting, and wins elections. How? Prediction is powered by the world's most potent, flourishing unnatural resource: data. Accumulated in large part as the by-product of routine tasks, data is the unsalted, flavorless residue deposited en masse as organizations churn away. Surprise! This heap of refuse is a gold mine. Big data embodies an extraordinary wealth of experience from which to learn. Predictive analytics (aka machine learning)unleashes the power of data. With this technology, the computer literally learns from data how to predict the future behavior of individuals. Perfect prediction is not possible, but putting odds on the future drives millions of decisions more effectively, determining whom to call, mail, investigate, incarcerate, set up on a date, or medicate. In this lucid, captivating introduction — now in its Revised and Updated edition — former Columbia University professor and Predictive Analytics World founder Eric Siegel reveals the power and perils of prediction: * What type of mortgage risk Chase Bank predicted before the recession. * Predicting which people will drop out of school, cancel a subscription, or get divorced before they even know it themselves. * Why early retirement predicts a shorter life expectancy and vegetarians miss fewer flights. * Five reasons why organizations predict death — including one health insurance company. * How U.S. Bank and Obama for America calculated the way to most strongly persuade each individual. * Why the NSA wants all your data: machine learning supercomputers to fight terrorism. * How IBM's Watson computer used predictive modeling to answer questions and beat the human champs on TV's Jeopardy! * How companies ascertain untold, private truths — how Target figures out you're pregnant and Hewlett-Packard deduces you're about to quit your job. * How judges and parole boards rely on crime-predicting computers to decide how long convicts remain in prison. * 182 examples from Airbnb, the BBC, Citibank, ConEd, Facebook, Ford, Google, the IRS, LinkedIn, Match.com, MTV, Netflix, PayPal, Pfizer, Spotify, Uber, UPS, Wikipedia, and more. How does predictive analytics work? This jam-packed book satisfies by demystifying the intriguing science under the hood. For future hands-on practitioners pursuing a career in the field, it sets a strong foundation, delivers the prerequisite knowledge, and whets your appetite for more. A truly omnipresent science, predictive analytics constantly affects our daily lives. Whether you are a consumer of it — or consumed by it — get a handle on the power of Predictive Analytics.

This thought-provoking work grapples with the vast range of issues associated with the aging population and challenges people of all ages to think more boldly and more creatively about the relationship between older Americans and their communities. W. Andrew Achenbaum begins by exploring the demographics of our aging society and its effect on employment and markets, education, health care, religion, and political action. Drawing on history, literature, and philosophy, Achenbaum focuses on the way health care and increases in life expectancy have transformed late life from a phase characterized by illness, frailty, and debility to one of vitality, productivity, and spirituality. He shows how this transformation of aging is beginning to be felt in programs and policies for aging persons, as communities focus more effort on lifelong learning and extensive civic engagement. Concerned that his own undergraduate students are too focused on the immediate future, Achenbaum encourages young people to consider their place in life's social and chronological trajectory. He calls on baby boomers to create institutional structures that promote productive, vital growth for the common good, and he invites people of all ages to think more boldly about what they will do with the long lives ahead of them.

\"The future holds many unknowns: advances in medical technology, increased airport security and critical new inventions like sentient, polygraph-enabled, wireless toasters. Luckily, Maclean's columnist Scott Feschuk has written a survival guide--part how-to manual, part product guide, part apocalypse analysis and part sardonic observation--to help us navigate these troubled times. Or at least make us laugh while we try. The Future and Why We Should Avoid It envisions the daunting, depressing era we have to look forward to with the best of Feschuk's musings on aging, death, technology, inventions, health and leisure. Combining quizzes, voiceovers and speeches, and employing snark, innuendo, toilet humor and shameless mockery--because how else do you cope with the fact that one day you will die?--Feschuk contemplates the fate of humanity and the planet in the upcoming years, poking fun, provoking thought and dredging up silver linings in even the darkest forecasts\"--From publisher.

What is the impact of COVID-19 on world economies? If the cost of providing universal health care is lower than the cost of building a political movement to prevent it, would politicians still view it as socialism? In a world where algorithms and robots take the jobs of immigrants and citizens alike, are border controls an effective response? If unemployment skyrockets due to automation, would conservative governments rather battle long-term social unrest, or could they agree on something like universal basic income? When renewable energy sources are a fraction of the cost of coal generated electricity, should lobbyists be able to prevent changes to energy infrastructure? When the crowd's mood is measured in influence and exabytes, will real-time democracy render elections a thing of the past? International Bestselling authors Brett King and Dr. Richard Petty explore the seismic social changes that will be thrust on the world over the coming decades. The Rise of Technosocialism seeks to answer how our children will live with AI and climate disruption, the impact of COVID-19 in our lives along with which economies will likely emerge victorious in an always-on, smart world. Website: https://riseoftechnosocialism.com/ The Authors: Brett King is an entrepreneur, futurist, and International Bestselling Author. China's President Xi Jinping cited his book Augmented: Life in the Smart Lane in his 2018 national address; Augmented was a Top 10 non-fiction book in North America. In 2019 his book Bank 4.0 was awarded the Top Book by a Foreign Author in Russia. In 2015 he was shortlisted for the Advance Global Australian of the Year Award. Banking Exchange magazine dubbed him the \"King of Disruptors\". He advised the Obama Administration, and governments and regulators around the world on future tech.Dr Richard Petty is a policy advisor, entrepreneur and awarded academic. Based in Hong Kong, Richard has lived and worked in Greater China since the 1990's. Richard has chaired entities with global footprint, and presently sits on the boards of listed companies in the United States and Australia. He has advised on projects with an aggregate economic impact in the hundreds of billions of dollars, and has led studies on economic competitiveness. Richard previously served as a member of the B20--the official G20 dialogue forum with the global business community--on the Financing Growth and Infrastructure Taskforce. Richard has authored or co-authored more than 100 academic and professional works including several books, and several of his journal articles are among the top cited in their fields.

Big, unexpected changes are here to stay. Slow, incremental change has become a relic of the past. Today's shifts come fast and big, what Darrell West calls megachanges, in which dramatic disruptions in trends and policies occur on a regular basis. Domestically, we see megachange at work in the new attitudes and policies toward same-sex marriage, health care, smoking, and the widespread legalization of marijuana use. Globally, we have seen the extraordinary rise and then collapse of the Arab Spring, the emergence of religious zealotry, the growing influence of nonstate actors, the spread of ISIS-fomented terrorism, the rise of new economic and political powers in Asia, and the fracturing of once-stable international alliances. Long-held assumptions have been shattered, and the proliferation of unexpected events is confounding experts in the United States and around the globe. Many of the social and political institutions that used to anchor domestic and international politics have grown weak or are in need of dramatic reform. What to do? West says that we should alter our expectations about the speed and magnitude of political and social change. We also need to recognize that many of our current governing processes are geared to slow deliberation and promote incremental change, not large-scale transformation. With megachange becoming the new normal, our domestic and global institutions must develop the ability to tackle the massive economic, political, and social shifts that we face.