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From Despair to Hope: Hope VI and the New Promise of Public Housing in America's Cities
Documents the evolution of HOPE VI, exploring what it accomplished replacing severely distressed public housing with mixed-income communities and where it fell short. Reveals how a program conceived to address a specific problem triggered a revolution in public housing and solidified principles that still guide urban policy today.
eBook
A Right to Housing
In the 1949 Housing Act, Congress declared \"a decent home and a suitable living environment for every American family\" our national housing goal. Today, little more than half a century later, upwards of 100 million people in the United States live in housing that is physically inadequate, unsafe, overcrowded, or unaffordable.The contributors toA Right to Housingconsider the key issues related to America's housing crisis, including income inequality and insecurity, segregation and discrimination, the rights of the elderly, as well as legislative and judicial responses to homelessness. The book offers a detailed examination of how access to adequate housing is directly related to economic security.With essays by leading activists and scholars, this book presents a powerful and compelling analysis of the persistent inability of the U.S. to meet many of its citizens' housing needs, and a comprehensive proposal for progressive change.
eBook
The future of housing finance : restructuring the U.S. residential mortgage market
\"Evaluates the options open to policymakers as they reassess the federal government's role in the U.S. residential mortgage market and consider a new system that reduces risk in mortgage lending, maintains a limited government role, and gradually removes the government-sponsored enterprises (Fannie Mae and Freddie Mac) from the mortgage market\"--Provided by publisher.
Book
Guaranteed to Fail
The financial collapse of Fannie Mae and Freddie Mac in 2008 led to one of the most sweeping government interventions in private financial markets in history. The bailout has already cost American taxpayers close to
eBook
The political economy of housing financialization
Greg Fuller explores the importance and growing role of mortgage markets in the macroeconomy and provides a comparative analysis of housing finance across a number of European national economies, including the UK, as well as the United States.
eBook
Why Is Housing Finance Still Stuck in Such a Primitive Stage?
The institutions for financing owner-occupied housing have not progressed as they should, and the financial innovation that has followed the financial crisis of 2007-2009 has not been focused on improving the risk management of individual homeowners. This paper lists a number of barriers to housing finance innovation, and in light of these barriers, the problems of some major innovations of the past and future: self-amortizing mortgages, price-level adjusted mortgages (PLAMs), shared appreciation mortgages (SAMs), housing partnerships, and continuous workout mortgages (CWMs).
Journal Article