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Financial Stability
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Journal Article
Financial Stability
2023
Overview
Financial Technology (FinTech) firms have increased in numbers recently, putting competitive pressure on traditional financial institutes. This study analyses the financial stability of conventional banks in Saudi Arabia by examining the impact of fintech adoption on the Banks' business models, required human talent and performance. A quantitative method was applied to analyse 101 responses by the end of the year 2021. The main significant finding of the research was that fintech adoption in Saudi banks positively affects the business model and the required human talent to adopt the innovations. Also, it observed that fintech adoption positively impacts the Bank's performance. The research recommends adopting fintech to improve the institution's performance significantly.
Publisher
مركز البحث وتطوير الموارد البشرية - رماح
