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Employer-Sponsored Health Insurance in the United States — Origins and Implications
Employer-Sponsored Health Insurance in the United States — Origins and Implications
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Employer-Sponsored Health Insurance in the United States — Origins and Implications
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Employer-Sponsored Health Insurance in the United States — Origins and Implications
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Employer-Sponsored Health Insurance in the United States — Origins and Implications
Employer-Sponsored Health Insurance in the United States — Origins and Implications
Journal Article

Employer-Sponsored Health Insurance in the United States — Origins and Implications

2006
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Overview
The author reviews the history of employer-sponsored health insurance in the United States and outlines how it became the cornerstone of the nation's health care system. He discusses the implications of employer-based insurance for access to and the affordability and quality of health care. The author outlines how employer-sponsored health insurance became the cornerstone of the nation's health care system. He discusses the implications of employer-based insurance for access to health care and its affordability and quality. Varied as they may be, most U.S. readers of the Journal probably share at least one thing: employer-sponsored health insurance is vital to their well-being. For their part, most physicians, regardless of their field of medicine or where they practice, depend heavily on employer-sponsored insurance for their paychecks. Since increasing numbers of physicians today are employees of health care organizations, many acquire their own and their family's health insurance in their workplace. 1 In this regard, they have much in common with their patients. More than 159 million Americans — 62.4 percent of the nonelderly population — had health care coverage . . .