Journal Article

Health Benefits In 2023: Premiums Increase With Inflation And Employer Coverage In The Wake Of Dobbs

Wager, Emma, Winger, Aubrey, Rae, Matthew, Claxton, Gary, Long, Michelle, Damico, Anthony

2023

Overview

In 2023 the average annual premium for employer-sponsored family health insurance coverage was$23,968-an increase of $ 1,505 (7 percent) from 2022. Both single and family premiums increased faster in 2023 than in 2022, in a period of generally high inflation throughout the US economy. On average, covered workers contributed 17 percent ( $1,401) of the cost of single coverage and 29 percent ($ 6,575) of the cost of family coverage. When compared to employers' perceptions of the number of primary care providers in their networks, a smaller share of employers believed that their provider networks had a sufficient number of mental health and substance abuse providers to provide timely access to services. One-quarter of employers indicated that their employees had a \"high\" level of concern with the level of cost sharing required by their plans. When asked about abortion coverage in the wake of the Supreme Court Dobbs decision, almost a third of large employers reported that their largest plan covered abortion in most or all circumstances.

• Publisher: The People to People Health Foundation, Inc., Project HOPE
• Subject: Abortion / Cost control / Cost sharing / Costs / Drug abuse / Employees / Employers / Enrollments / Families & family life / Health care expenditures / Health care industry / Health insurance / Health maintenance organizations / HMOs / Inflation / Insurance coverage / Interviews / Medical personnel / Mental health / Mental health services / Premiums / Primary care / Response rates / Small & medium sized enterprises-SME / Substance abuse / Supreme courts / Workers