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Tarification à Posteriori en Assurance Automobile
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Tarification à Posteriori en Assurance Automobile
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Tarification à Posteriori en Assurance Automobile
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Tarification à Posteriori en Assurance Automobile
Tarification à Posteriori en Assurance Automobile
Journal Article

Tarification à Posteriori en Assurance Automobile

2022
Request Book From Autostore and Choose the Collection Method
Overview
Cet article a pour but d'essayer de proposer un outil d'aide à la tarification à posteriori en assurance automobile qui tiendra compte de la portée pécuniaire qu'aura un sinistre une fois survenu c'est ce que l'on nommera « Gravité du sinistre ». On cherche à mesurer l'impact de la prise en considération de cette variable dans la détermination de la prime à posteriori. On a fait recours aux techniques du Data Mining pour le traitement de nos données ; en adoptant l'approche Wait and See. De ce fait des classes de risques sont constituées à partir de caractéristiques de l'assuré et du véhicule. Cette segmentation est stratégique pour que le principe de mutualisation soit fonctionnel dans un environnement concurrentiel.
Publisher
مركز البصيرة للبحوث والاستشارات والخدمات التعلمية

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