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More Loans, Fees, Fatter Margins Propel Small Banks to Large Gains
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More Loans, Fees, Fatter Margins Propel Small Banks to Large Gains
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Newspaper Article
More Loans, Fees, Fatter Margins Propel Small Banks to Large Gains
1999
Overview
Solid loan growth, hardy credit quality, and fatter interest margins produced exceptional first-quarter earnings at some smaller banks. The $1.4 billion-asset company, which focuses on small-business customers, grew its loan portfolio 15.3% in the year that ended March 31, to $1 billion. Mississippi Valley's efficiency ratio also improved, to 37.80% in the first quarter from 41.33% from a year earlier. Sun Bancorp in Vineland, N.J., expanded aggressively during the first quarter, opening five branches and buying a mortgage company and two other branches. The $1.5 billion-asset company's loan portfolio swelled 60% in the quarter, to $730 million. Net income increased 34% from a year earlier, to $2.4 million.
Publisher
SourceMedia dba Arizent
