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Fighting back . . . shop owner ruined by mix-up over names 'Bankruptcy is tough - you lose it all and no one wants to know you'
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Fighting back . . . shop owner ruined by mix-up over names 'Bankruptcy is tough - you lose it all and no one wants to know you'
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Newspaper Article
Fighting back . . . shop owner ruined by mix-up over names 'Bankruptcy is tough - you lose it all and no one wants to know you'
2001
Overview
[Brian Redman] says: 'Bankruptcy is tough because you lose everything and once that happens, no one wants to know you. But you have to fight back.' There are many myths about bankruptcy, according to debt adviser DebtCall's insolvency practitioner, Jim Gibson, which is why people arefrightened of it. But in some situations it can be a good option. It can take up to five years to recover from bankruptcy, but as money adviser Cy Nawroze of the National Association of Citizens Advice Bureaux says: 'Bankruptcy gives you freedom from your debts and there is an end in sight.' If debts are 20,000 or less, bankruptcy lasts for two years. If they are more, it lasts for three years. But if you have been made bankrupt before, the period is five years. An IVA is a formal arrangement in which the debtor agrees to repay creditors over a fixed period typically five years. The arrangement is most suitable for anyone with some income to spare but not enough to repay the entire debt.
Publisher
DMG Business Media Ltd
Subject
