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Journal Article
What Makes LTD a Special Benefits Problem
1973
Overview
Like the current spate of jokes, but joking aside, there is both good and bad news about long-term disability insurance plans. On the positive side, it can be reported that LTD is today a firmly established and integral part of the employee benefits package, whether insured, self-insured, or part of the pension plan. (For example, the number of new participants under insured LTD plans alone in recent years has been growing at the rate of 1,000,000 annually.) As for the bad news, many employers who once thought LTD was a relatively inexpensive benefit are now faced with sizable rate increases from insurance companies and some insurers, primarily...
Publisher
SAGE PUBLICATIONS, INC
