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Consumers win in battle among lenders for mortgage loans
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Newsletter
Consumers win in battle among lenders for mortgage loans
2004
Overview
Small wonder that brokers now account for more than 15 per cent of all new mortgage business in Canada. and 25 per cent of all mortgage transactions in Quebec, up from only five per cent 10 years ago (though we're still a far cry from the U.S. usage rate of 80 per cent). ING Direct, whose posted mortgage rates generally are about one per cent below those of the large banks, was offering a no-haggling rate of 3.79 per cent Friday on a three-year fixed mortgage and 4.39 per cent on a five-year term. The best rates posted on the Multi-Prets web site (www.multi-prets.com) were 3.75 and 4.3 per cent. \"Don't fall for the old misperception that `a mortgage is a mortgage is a mortgage' and all banks are the same,\" authors Alberta Cefis and Roberta Hague write in their new book, The Truth About Mortgages (Key Porter Books). \"There are big differences, some of which can have an impact on you. Since your mortgage is likely to be the biggest financial decision you'll make, approach it well armed with accurate, current information.\"
Publisher
Postmedia Network Inc
Subject
