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Implementing the wealth management index : tools to build your practice and measure client success
\"The gold standard for measuring financial progress, updated for today's marketFrom Ross Levin, a trusted financial planner, comes Implementing the Wealth Management Index. The new edition of the book Investment Advisor called a \"landmark opus,\" this revised and updated volume expands upon his legendary Wealth Management Index tool. A benchmark system that, through a series of questions and evaluations, enables advisors to score their performance for individual clients, the tool is used by firms around the world. In this new edition, the index looks at asset protection, disability and income protection, debt management, investment planning, and estate planning. The new edition adds more how-to information, as well as actual client examples and case studies to show how Levin's firm successfully uses the index as a daily strategy. Asks the important questions, like \"Did you use all reasonable means to reduce your taxes?\" and \"Have you established and funded all the necessary trusts? Have you made your desired gifts for this year? Newly revised and expanded for the first time since 1997 Essential guidance from a top man in the game, Implementing the Wealth Management Index is the one-stop resource for measuring client financial progress\"-- Provided by publisher.
Book
Nightmares, Bad Dreams, and Emotion Dysregulation: A Review and New Neurocognitive Model of Dreaming
Nightmares—vivid, emotionally dysphoric dreams—are quite common and are associated with a broad range of psychiatric conditions. However, the origin of such dreams remains largely unexplained, and there have been no attempts to reconcile repetitive traumatic nightmares with nontraumatic nightmares, dysphoric dreams that do not awaken the dreamer, or with more normative dreams. Based on recent research in cognitive neuroscience, sleep physiology, fear conditioning, and emotional-memory regulation, we propose a multilevel neurocognitive model that unites waking and sleeping as a conceptual framework for understanding a wide spectrum of disturbed dreaming. We propose that normal dreaming serves a fear-extinction function and that nightmares reflect failures in emotion regulation. We further suggest that nightmares occur as a result of two processes that we term affect load—a consequence of daily variations in emotional pressures—and affect distress—a disposition to experience events with high levels of negative emotional reactivity.
Journal Article
Recognition and Knowledge of Medications with Black Box Warnings Among Pediatricians and Emergency Physicians
“Boxed warnings” (BW), sometimes referred to as “black box warnings,” are the most serious level of warning provided by the Food and Drug Administration (FDA). We aimed to assess physician awareness and knowledge of BW, and to gain a better understanding of where physicians obtain information about serious adverse drug reactions for commonly prescribed medications. A cross-sectional survey instrument was administered to emergency medicine (EM) and pediatrician (Peds) attending and resident physicians. The main outcome measures were physician performance in identifying medications with and without black box warnings and the content of the warnings. The survey response rate was 81/198 (41 %). Respondents correctly identified medications with BW only 36.3 % of the time, but were able to correctly identify medications without such warnings 83.8 % of the time. Attending physicians were better able to identify medications with or without BW when compared with residents (
p
< 0.05). Among residents, there was a statistically significant increase in the ability to identify medications with or without BW with increasing year of training (
p
< 0.01). Correct identification of the content of BW was low in both groups (13.3 %). Only 19/50 (37 %) EM physicians and 16/31 (52 %) Peds reported that they consider BW when prescribing medications. 23/81 (29 %) respondents indicated that they did not stay current or had no method of staying current with black box information. EM and Peds attending and resident physicians at a single institution had limited ability to identify medications containing BW or the content of such warnings. A significant number reported that they did not stay current or had no consistent method for staying current with BW.
Journal Article
Connecting Clients to their Money
Most of the time the author is comfortable with himself, but some of the time he still feels like he needs to prove something. This kind of questioning helps him better understand why he is about to do something. The issue is to understand spending motives and then connect actions with core values. Ultimately, this is why clients hire planners. Most of them have these kinds of discussions with their clients daily. And they really matter. At times, they need to encourage certain clients to take action. Other times, they need to ask them to explore why they are making choices that seem personally incongruent. If they can connect clients to their money, clients will fully appreciate their value. To build a practice on the conversations that will help clients uncover their purpose and to help them be seen for who they really are makes this an incredibly rewarding profession.
Trade Publication Article
Stop Impressing, and Start Relationship Building
The author was going to a regular meeting with a room full of business people, many of whom he knew. When he awoke that morning, he thought about which suit he should wear, which car to drive, and who he could potentially sit by. He suddenly realized that he was watching himself be himself instead of just experiencing the present moment. He was thinking about this as it relates to their business, their transition planning, and his client interactions. When he makes himself or someone else an object -- president of the company, a prospect, an employee -- rather than a fellow human being, he loses the opportunity of a real connection. He essentially gives himself up in order to gain something that may not be authentic to who he is. When he is concerned about being open with someone, it comes from what he is afraid he may lose.
Trade Publication Article
Are You Following a Path, or Creating a Path?
While the author was quietly working in a coffee shop this spring, his daughter called him from college, sobbing uncontrollably. Trying to decipher her words between the ambient sound of people requesting lattes and her gasping was almost impossible. That call could have completely changed not only his morning, but his life. In that 30-second interaction, the number of thoughts and feelings flashing through his head was stultifying. He went from how her future could change, to how she would emotionally handle this predicament, to how this could impact her twin sister, to what his wife would think. Though none of it was real, he had envisioned a path on which they were all about to embark. Everyone has a role in everything. He wants to see his role so that he can make sure that he is am choosing it. He can never control his results; he can only control his actions.
Trade Publication Article
Pine Plantation Forestry: Prioritizing Ecosystem Services on North Carolina Game Lands
Planted pine forests play important roles in providing timber revenue and ecosystem services in the southeastern United States. Trade-offs between management objectives exist, but demonstrating quantitative links between forest stand characteristics and species-specific habitat quality requires models that are scaled appropriately. We identified 24 thinning regimes and 6 planting densities deemed suitable for increasing open-forest condition on loblolly pine plantations. With the identified thinning regimes as our guides, we developed 1,008 prescriptions and associated growth and yield tables for newly regenerated loblolly pine plantations aimed at increasing open-forest condition. We identified the combination of thinning regime and initial planting density that generated the highest mean open-forest habitat suitability index scores. Then, we updated the North Carolina Wildlife Resources Commission’s Woodstock model by replacing the original regenerated growth and yield tables with the growth and yield tables that generated the highest habitat suitability index scores. We ran both the original and updated Woodstock models for 100 years and determined that the updated growth and yield tables generated a higher total habitat suitability index score during the modeled horizon than the original growth and yield tables. Using the updated outputs, we developed a production possibilities frontier to demonstrate the tradeoffs between managing for species-specific habitat objectives and providing sustainable revenue generation. Ultimately, we provided additional evidence that thinning pine plantations often and to below 11.5 m2/ha (50 ft2/ac) is more advantageous for open forest associated wildlife species.
Dissertation