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AN ANALYSIS OF WAQF, ZAKĀT, QARḌ AND TAKĀFUL AS ISLAMIC SOCIAL FINANCE INSTRUMENTS: JURISTIC VIEWS
AN ANALYSIS OF WAQF, ZAKĀT, QARḌ AND TAKĀFUL AS ISLAMIC SOCIAL FINANCE INSTRUMENTS: JURISTIC VIEWS
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AN ANALYSIS OF WAQF, ZAKĀT, QARḌ AND TAKĀFUL AS ISLAMIC SOCIAL FINANCE INSTRUMENTS: JURISTIC VIEWS
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AN ANALYSIS OF WAQF, ZAKĀT, QARḌ AND TAKĀFUL AS ISLAMIC SOCIAL FINANCE INSTRUMENTS: JURISTIC VIEWS
AN ANALYSIS OF WAQF, ZAKĀT, QARḌ AND TAKĀFUL AS ISLAMIC SOCIAL FINANCE INSTRUMENTS: JURISTIC VIEWS

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AN ANALYSIS OF WAQF, ZAKĀT, QARḌ AND TAKĀFUL AS ISLAMIC SOCIAL FINANCE INSTRUMENTS: JURISTIC VIEWS
AN ANALYSIS OF WAQF, ZAKĀT, QARḌ AND TAKĀFUL AS ISLAMIC SOCIAL FINANCE INSTRUMENTS: JURISTIC VIEWS
Journal Article

AN ANALYSIS OF WAQF, ZAKĀT, QARḌ AND TAKĀFUL AS ISLAMIC SOCIAL FINANCE INSTRUMENTS: JURISTIC VIEWS

2022
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Overview
Kertas kerja ini membincangkan bagaimana wakaf, zakat and qard sebagai instrumen kewangan sosial Islam (ISF) digunakan bagi membantu pelbagai golongan berpendapatan rendah samada secara individu mahupun berkumpulan untuk mencapai pemerkasaan kewangan dan meluaskan rangkuman kewangan mereka. Tambahan pula, kertas kerja ini menerangkan bagaimana produk dan servis takaful mengelakkan mereka dari dibelenggu oleh kebimbangan kewangan dan mengukuhkan daya tahan kewangan mereka terhadap sesuatu yang tidak dapat diramalkan. Pendekatan kualitatif digunakan dalam kertas kerja ini untuk mengkaji pendapat cendekiawan klasik mahupun kontemporari daripada keempat-empat mazhab, iaitu, mazhab Hanafiyyah, mazhab Malikiyyah, mazhab Shāfi'īyah dan mazhab Hanbaliyyah tentang kebolehgunaan dan aplikasi wakaf, zakat, qard dan takaful sebagai alat pembiayaan sosial. Selain itu, kertas kerja ini membincangkan tentang ijtihad yang diguna pakai oleh sebilangan ulama yang terkenal dengan pemikiran yang kritis dan keupayaan mereka untuk meneliti, dan membandingkan pendapat dan pandangan daripada sumber syariah yang berbeza. Hasilnya, pandangan berbeza yang diutarakan oleh para fuqaha' ini sedikit sebanyak diselaraskan untuk membantu penggubal dasar dan pihak yang berkepentingan untuk memahami dengan jelas maksud sebenar keperluan (hajat) dan syarat-syarat yang dianggap sesuai dengan konsep ini. Kertas kerja ini menyediakan asas kepada penggubal dasar untuk menggubal dasar dan strategi tertentu bagi individu dan kumpulan berpendapatan rendah iaitu mereka yang mudah terdedah dalam sesebuah masyarakat. Penyelidikan ini disokong oleh Kementerian Pendidikan Malaysia (KPM) melalui Skim Geran Penyelidikan Fundamental (FRGS/1/2021/SS01/UIAM/03/3)
Publisher
International Islamic University Malaysia