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Contraception as a Health Insurance Right: What Comes Next?
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Journal Article
Contraception as a Health Insurance Right: What Comes Next?
2017
Overview
The Affordable Care Act (ACA) requires both individual insurance policies and plans sold or administered in the employer group market to cover preventive health services that public health authorities deem highly effective. Under the law, preventive care and screenings for women constitute a specific preventive benefit category.[1] Regulations issued by the Obama administration in consultation with the National Academy of Medicine[2] interpret this category to include contraceptive methods approved by the US Food and Drug Administration (FDA).To say that this contraceptive coverage guarantee has been controversial is an understatement. Under the Trump administration, what might come next?The controversy surrounding this rule has focused on how it should be applied to employers that object to some or all contraception on religious grounds. Adhering to long-standing tradition, the rule completely exempts church-sponsored plans. Furthermore, in compliance with the Religious Freedom Restoration Act (RFRA),[3] the rule also contains an “accommodation” for plans sponsored by religious organizations, that is, nonprofit organizations that claim a religious affiliation (eg, universities and hospitals) but whose employees are not insured through church plans.[4] In these situations, the religious organization notifies its insurer of its objection, and the insurer provides coverage directly as an additional benefit offered outside the technical scope of the employer plan.
Publisher
Wiley Subscription Services, Inc,Blackwell Publishing Ltd,John Wiley and Sons Inc
Subject
/ Female
/ Health Policy - legislation & jurisprudence
/ Human Rights - legislation & jurisprudence
/ Humans
/ Insurance Coverage - economics
/ Insurance Coverage - legislation & jurisprudence
/ Laws
/ Male
/ Medicine
/ Op-Eds
/ Op‐Ed
/ Patient Protection and Affordable Care Act - economics
/ Patient Protection and Affordable Care Act - ethics
/ Religion
