eBook

Financial sector development in africa

Maimbo, Samuel Munzele, Beck, Thorsten

2012,2013,2014

Overview

This edited volume contains eight studies of financial sector challenges in Africa that served as background studies for Financing Africa: Through the Crisis and Beyond. One of the major challenges for African financial systems is to expand financial services to a larger share of the population. The chapters in this area cover microfinance in Africa, the role of technology, reforms of payment infrastructure, and financing agriculture. Two chapters cover challenges in increasing long-term finance; one covers housing finance and the other the role of sovereign wealth fund. The book also contains a detailed discussion of bank regulation and supervision, especially in light of the current regulatory reforms in Europe and North America. The final chapter provides a political economy perspective, discussing the conditions for activist government policies in the financial sector.

• Publisher: THE WORLD BANK,World Bank,World Bank Publications,The World Bank,Washington, DC: World Bank,The @World Bank
• Subject: 21st century / ACCESS TO CREDIT / ACCESS TO FINANCE / ACCESS TO FINANCIAL SERVICES / ACCESS TO LOANS / ADVERSE MACROECONOMIC ENVIRONMENT / ADVISORY SERVICES / AFFORDABILITY / AFFORDABLE HOUSING / Africa / Africa -- Economic conditions -- 21st century / Africa-Financial Sector-Microfinance-Housing finance-Stability-Agricultural finance-Financing Africa-Inclusion-Access to Finance-Long term finance-Capital market development-Mobile financial services, mobile money-Banking supervision-Political Economy-Crisis / Afrika / AGRICULTURAL FINANCE / AGRICULTURAL SECTOR / APPLICATION COSTS / ATMS / AVERAGE BALANCES / BANK ACCOUNT / BANK ACCOUNTS / BANK LOAN / BANK LOANS / BANK OFFICE / BANKING CRISES / BANKING SERVICE / BANKING SERVICES / BANKING SUPERVISION / BANKS / BEST PRACTICE / BOND / BORROWER / BORROWING / BORROWINGS / BUS051000 - BUSINESS & ECONOMICS / BUS068000 - BUSINESS & ECONOMICS / BUSINESS ACTIVITY / BUSINESS ADVISORY / BUSINESS DEVELOPMENT / BUSINESS DEVELOPMENT SERVICES / BUSINESS MANAGEMENT / BUSINESS PEOPLE / BUYER / CALCULATIONS / CAPITAL ADEQUACY / CAPITAL REQUIREMENTS / COLLATERAL / COLLATERAL REQUIREMENT / COLLATERALS / COMMERCIAL BANK / COMMERCIAL BANKS / COMMERCIAL FINANCE / CONSULTING FIRM / CONSUMER PROTECTION / CONTRIBUTION / CONTRIBUTIONS / COOPERATIVES / CREDIT BUREAUS / CREDIT COOPERATIVES / CREDIT HISTORIES / CREDIT HISTORY / CREDIT INFORMATION / CREDIT INFORMATION SYSTEM / CREDIT RATING / CREDIT RATING AGENCIES / CREDIT RATINGS / CREDIT REGISTRIES / CREDIT RISK / CREDIT UNIONS / CREDIT-WORTHINESS / CUSTOMER SERVICE / DEPOSIT / DEPOSIT ACCOUNTS / DEPOSIT BALANCE / DEPOSIT BALANCES / DEPOSIT MOBILIZATION / DEPOSITOR / DEPOSITORS / DEPOSITS / Developing Countries / Development / Development economics / DEVELOPMENT FINANCE / DEVELOPMENT OF WOMEN / DISCLOSURE REQUIREMENT / DOUBLE BOTTOM LINE / Economic conditions / Economic Development / ECONOMIC GROWTH / ECONOMIES OF SCALE / ENTREPRENEURS / EQUITY INVESTMENT / EXCLUSION / FEMALE BORROWERS / FEMALE CLIENTS / Finance / Finance -- Africa / Finance -- Government policy -- Africa / Finance and Financial Sector Development / FINANCES / FINANCIAL ACCESS / FINANCIAL CAPACITY / FINANCIAL COSTS / FINANCIAL CRISIS / FINANCIAL INFRASTRUCTURE / FINANCIAL INNOVATION / FINANCIAL INTERMEDIATION / FINANCIAL LITERACY / FINANCIAL MARKET / FINANCIAL MARKETS / FINANCIAL PENETRATION / FINANCIAL POLICY / FINANCIAL PRODUCT / FINANCIAL PROVIDERS / FINANCIAL REFORM / FINANCIAL REGULATION / FINANCIAL REGULATORS / FINANCIAL RESOURCES / FINANCIAL SECTOR / FINANCIAL SECTOR DEVELOPMENT / FINANCIAL SECTOR REFORM / FINANCIAL SECTORS / FINANCIAL SERVICES / FINANCIAL SERVICES AUTHORITY / FINANCIAL SERVICES INDUSTRY / Financial services industry -- Africa / FINANCIAL STABILITY / FINANCIAL SUPPORT / FINANCIAL SUSTAINABILITY / FINANCIAL SYSTEM / FINANCIAL SYSTEMS / Finanzsektor / FLEXIBLE REPAYMENT / FORMAL BANK / FORMAL FINANCE / FUNDING SOURCE / GENDER / GOVERNMENT INTERVENTION / GOVERNMENT INTERVENTIONS / GOVERNMENT POLICY / GROUP LOANS / GUARANTEE SCHEME / HOUSEHOLD INCOME / HOUSEHOLDS / HOUSING FINANCE / HOUSING LOANS / HUSBANDS / INFORMATION ABOUT CREDIT / INFORMATION SHARING / INFORMATION TECHNOLOGY / Infrastructure Economics and Finance / INITIAL PUBLIC OFFERING / INTEREST RATE / INTEREST RATES / INTERNATIONAL BANK / INTERNATIONAL BANKING / International Economics and Trade / INVESTMENT BANK / KEY CHALLENGES / LACK OF CREDIT / LENDERS / LOAN / LOAN DOCUMENTATION / LOAN FACILITIES / LOAN FACILITY / LOAN OFFICERS / LOAN PORTFOLIO / LOAN PROCESSING / LOAN REPAYMENT / LOAN REPAYMENT RATES / LOAN REPAYMENTS / LOAN SIZE / LOANS TO WOMEN / LOW-INCOME / MARKET ANALYSES / MARKETING / MEDIUM ENTERPRISE / MEDIUM ENTERPRISES / MFI / MFIS / MICRO ENTERPRISE / MICRO-FINANCE / MICROCREDIT / MICROFINANCE / MICROFINANCE INSTITUTION / MICROFINANCE INSTITUTIONS / MINIMUM BALANCE / MONEY TRANSFER / MONTHLY PAYMENT / MORTGAGE / MORTGAGE DEBT / MORTGAGE LOAN / NECESSARY COLLATERAL / NEW MARKETS / OPERATING COSTS / OUTREACH / PAYMENT SERVICES / PENETRATION RATE / PENETRATION RATES / PENSION / POINT OF SALE / PRIVATE FINANCIAL INSTITUTIONS / PRIVATE INVESTMENT / PRIVATE INVESTORS / PROFITABILITY / Public Finance / PUBLIC POLICY / REALITY CHECK / REGISTRATION REQUIREMENTS / REMITTANCES / REPAYMENT / REPAYMENT PERIOD / RETAIL BANKING / RISK AVERSION / RISK MANAGEMENT / RURAL BANKS / RURAL BRANCH / RURAL CLIENTS / RURAL FINANCE / SAVINGS / SAVINGS PRODUCTS / SECONDARY MORTGAGE MARKETS / SECURITIES / SENIOR / SMALL INVESTORS / SOC042000 - SOCIAL SCIENCE / SOCIAL ENTREPRENEURSHIP / SOCIAL FUND / SOCIAL NETWORK / SOURCE OF INCOME / START-UP / START-UPS / STOCK EXCHANGE / TAX INCENTIVES / TRANSACTION / TRANSACTION COSTS / UNFAIR COMPETITION / UNION / URBAN POPULATION / VOLUNTARY DEPOSIT / WOMEN ENTREPRENEURS
• ISBN: 9780821396285, 0821396285, 0821396293, 9780821396292