eBook

Managing risk and creating value with microfinance

Goldberg, Mike, Palladini, Eric

2010

Overview

This report brings together the results of an eight-part series of presentations by leading experts in issues directly related to microfinance institutional sustainability. It is intended for microfinance institution (MFI) board members, managers, and staff members as well as for government regulators, supervisors, and donor staff members. The first four chapters include topics in risk management: (1) risk management systems, (2) good governance, (3) interest rates, and (4) micro-insurance. The last four chapters include four topics in new product development and efficient delivery methodologies: (5) housing microfinance, (6) micro-leasing, (7) disaster preparedness products and systems, and (8) new technologies. The objectives of the series were as follows: i) to strengthen MFIs by disseminating innovative approaches in risk management, cost control, governance, and new technologies; ii) to promote a South-South exchange of experiences and lessons learned; iii) to promote greater ties among the MFIs in the region and between MFIs and government supervisors and regulators; and iv) to highlight the Bank's ability to mobilize international technical expertise in microfinance.

• Publisher: World Bank,World Bank Group,World Bank Publications,The World Bank
• Subject: ACCESS TO CREDIT / ACCESS TO FUNDS / ACCESS TO MARKETS / ACCESS TO RURAL FINANCE / ACCESSIBILITY / ADVISORY SERVICES / AGRICULTURAL CREDIT / ALTERNATIVE CREDIT / ASSET QUALITY / BALANCE SHEET / BANK / BANK OFFICE / BANKING NETWORK / BANKING SERVICE / BANKING SYSTEM / BANKRUPTCY / BANKS / BOND / BORROWER / BORROWERS / BUSINESS DEVELOPMENT / BUSINESS PLAN / BUSINESS PLANNING / BUSINESS STRATEGIES / CAPITAL / CAPITAL ADEQUACY / CAPITAL MARKETS / CAPITAL REQUIREMENTS / CENTRAL BANK / CHECKS / COLLATERAL / COLLATERAL REQUIREMENTS / COMMERCIAL BANKING / COMMERCIAL BANKS / COMMERCIAL LENDING / COOPERATION / COOPERATIVE / COOPERATIVES / CORRUPTION / CREDIT BUREAUS / CREDIT COOPERATIVE / CREDIT CULTURE / CREDIT INFORMATION / CREDIT INFORMATION SYSTEM / CREDIT LIMITS / CREDIT LINES / CREDIT MANAGEMENT / CREDIT RATING / CREDIT RISK / CREDIT UNIONS / CREDITOR / CREDITORS / CREDITS / CURRENCY CRISES / CURRENCY MISMATCH / CURRENCY RISK / DEBT / DEBT CAPITAL / DEMAND FOR FUNDS / DEPOSIT / DEVELOPMENT BANK / DISTANCE LEARNING / DOUBLE BOTTOM LINE / EARNINGS / ECONOMIC DEVELOPMENT / EMPLOYEE / EMPLOYEES / ENTERPRISE / ENTERPRISE DEVELOPMENT / EQUITABLE TREATMENT / EQUITY / EQUITY FUNDS / EQUITY INVESTMENT / EXCHANGE / EXCHANGE RATE / EXCHANGE RATES / FARMERS / FINANCE COMPANY / FINANCIAL HEALTH / FINANCIAL INNOVATION / FINANCIAL INSTITUTIONS / FINANCIAL INTERMEDIARY / FINANCIAL OBLIGATIONS / FINANCIAL PRODUCTS / FINANCIAL RESOURCES / FINANCIAL RISK / FINANCIAL RISKS / FINANCIAL SECTOR POLICIES / FINANCIAL SECTOR REGULATION / FINANCIAL SERVICES / FINANCIAL SOCIETY / FINANCIAL SUPPORT / FINANCING / FIXED ASSET / FOREIGN CURRENCY / FOREIGN EXCHANGE / FOREIGN EXCHANGE RISK / FRAUD / FUNDING SOURCES / FUTURE / GENDER / GOOD / GOOD FAITH / GOVERNMENT FUNDING / GOVERNMENT LENDING / GOVERNMENT POLICY / GRACE PERIOD / GRANT / GUARANTEE / GUARANTEE FUNDS / GUARANTEES / HOLDINGS / HOUSEHOLDS / HUMAN RESOURCES / INFLATION / INFORMATION MANAGEMENT / INFORMATION SYSTEM / INFORMATION SYSTEMS / INSTALLMENT / INSTITUTIONAL DEVELOPMENT / INSURANCE MARKETS / INSURANCE PRODUCTS / INTEREST / INTEREST RATE / INTEREST RATE PAYMENT / INTEREST RATES / INTERESTS / INTERNATIONAL DEVELOPMENT / INTERNATIONAL FINANCE / INTERNATIONAL TRADE / INVESTMENT / INVESTMENT VEHICLE / INVESTMENT VEHICLES / INVESTMENTS / LIABILITIES / LIQUIDITY / LIQUIDITY MANAGEMENT / LIQUIDITY PROBLEMS / LIQUIDITY RISK / LIQUIDITY RISKS / LLC / LOAN / LOAN AMOUNT / LOAN CONTRACT / LOAN CONTRACTS / LOAN DEFAULT / LOAN FUNDS / LOAN MATURITY / LOAN OFFICER / LOAN OFFICERS / LOAN PORTFOLIO / LOAN PROCESSING / LOAN PRODUCT / LOAN PRODUCTS / LOAN RECOVERY / LOAN REPAYMENT / LOANS / LOANS TO WOMEN / LONG-TERM LOANS / LOSS OF ASSETS / MARKET INFORMATION / MARKET PRICES / MARKET RISK / MARKET RISKS / MARKET STRUCTURE / MFI / MFIS / MICROCREDIT / MICROENTERPRISES / MICROFINANCE / MICROFINANCE INSTITUTION / MICROFINANCE INSTITUTIONS / MICROFINANCE LOAN / MICROFINANCE PRACTITIONERS / MICROFINANCE SECTOR / MICROINSURANCE / Mikrofinanzierung / MORAL HAZARD / NATURAL DISASTERS / NEW MARKET / NONPAYMENT / NONPROFIT ORGANIZATIONS / OPTION / OPTIONS / OUTREACH / OUTSTANDING LOAN / OUTSTANDING LOANS / OWNERSHIP STRUCTURE / PAYMENT / PAYMENTS / PENSION / PENSION FUNDS / PEOPLE / PHYSICAL ASSETS / POINT OF SALE / PORTFOLIO MANAGEMENT / PORTFOLIO QUALITY / PRIVATE INVESTORS / PRIVATIZATION / PROFESSIONAL DEVELOPMENT / PROFITABILITY / PROFITS / PROPERTY / RATES OF INTEREST / REAL INTEREST / REAL INTEREST RATES / REPAYMENT SCHEDULE / REPAYMENTS / RESERVE / RETURNS / Risikomanagement / RISK EXPOSURE / RISK MANAGEMENT / RISK MANAGEMENT SYSTEM / RISK MANAGEMENT SYSTEMS / RISK MEASUREMENT / RISK OF LOAN / RISK OF LOSS / RURAL BORROWERS / RURAL CLIENT / RURAL CLIENTS / SAVING / SAVINGS / SAVINGS BANKS / SECURITY / SHARE / SHORT-TERM ASSETS / SOCIAL ENTREPRENEUR / SOCIAL RESPONSIBILITY / SOLVENCY / SOURCES OF FUNDS / STUDENTS / SUPPLY CHAIN / TAX / TECHNICAL ASSISTANCE / TECHNICAL SUPPORT / TRUST FUNDS / USURY / USURY LAWS / VALUABLE ASSET / VILLAGE / WAREHOUSES / WOMEN / WORKING CAPITAL
• ISBN: 0821382284, 9780821382288, 0821382357, 9780821382356